Mr. Ferriss was elected to serve on our Board of Directors in November 2013. He is also Vice Chair of our Board, Chair of our Compensation Committee and a member of our Audit Committee and Executive Committee. Mr. Ferriss has served as a director of Santander Holdings USA, Inc. (“SHUSA”), the Company’s majority stockholder, and Santander Bank, N.A. (“SBNA”), a wholly owned subsidiary of SHUSA since 2012 and serves as the Chair of the SHUSA and SBNA Audit Committees and as a member of the SHUSA and SBNA Board Enterprise Risk Management Committees. He is also a member of SHUSA’s Board Capital and Regulatory Oversight Committees and of SBNA’s Bank Secrecy Act/Anti-Money Laundering Oversight Committee. He is the Senior Independent Director and the Chair of the Nominations Committee for Management Consulting Group PLC, London, a publicly traded company on the London Stock Exchange. He also has served as a director of Iberchem in Madrid, Spain, since 2007, and previously served as a director of Santander Bancorp and Banco Santander Puerto Rico from 2002 to 2010 and as a member of the Audit Committee of those companies from 2004 to 2010. He previously served as President and Chief Executive Officer of Santander Investment Securities Inc. from 1999 to 2002 and held various roles at Bankers Trust (now Deutsche Bank Alex. Brown), including Managing Director and Partner of the Bankers Trust Global Investment Bank in London and New York. Mr. Ferriss received his bachelor’s degree from Columbia College and his Master of International Affairs Degree from Columbia University School of International Affairs.

Mr. Doncel was appointed to our Board of Directors in December 2015. Mr. Doncel has served in numerous leadership roles in the banking industry, including service on boards of directors and in senior management. He is a chairman of Banco de Albacete, S.A. and a member of the board of directors of Santander Holding Internacional, S.A., Santusa Holding, S.L., Grupo Empresarial Santander, S.L., Administración de Bancos Latinoamericanos Santander, S.L., Banco Santander (México), S.A. de C.V., Grupo Financiero Santander, S.A. de C.V., Ingeniería de Software Bancario, S.L., Geoban, S.A., Produban Servicios Informáticos Generales, S.L., Santander Consumo, S.A. de C.V., Santander Hipotecario, S.A. de C.V., Santander Vivienda, S.A. de C.V. and Casa de Bolsa Santander, S.A. de C.V. Mr. Doncel has served as a senior executive of Banco Santander, S.A. (“Santander”) and certain predecessor companies since 1993, most recently as Senior Executive Vice President and Director of the Accounting and Control division since October 2014, as Senior Executive Vice President and Director of the Corporate Division of Internal Audit from June 2013 to October 2014, and as Senior Executive Vice President and Director General of the Retail Banking Management Control Area from April 2013 to June 2013. He was also previously employed by Arthur Andersen Auditores, S.A., Division of Financial Institutions. Mr. Doncel holds a degree in Economic and Business Sciences from the Universidad Complutense de Madrid.

Ms. Holiday was appointed to our Board of Directors in November 2016 and serves on our Compensation and Regulatory and Compliance Oversight Committees. Ms. Holiday is a member of the Board of Directors of Hess Corporation, White Mountains Insurance Group Ltd., and Canadian National Railway and is a member of the Boards of Directors or Trustees of various investment companies in the Franklin Templeton Group of Funds, serving as Lead Director of the Templeton Funds. She also served on the Boards of Directors of RTI International Metals, Inc. from 1999 to 2015, and the HJ Heinz Company from 1994 to 2013. Ms. Holiday was also the President, Secretary and Treasurer of Comcast TW Holdings, Inc. from 2006 to 2007. From 1990 to 1993, Ms. Holiday was Assistant to the President of the United States and Secretary of the U.S. Cabinet. From 1989 to 1990, she served as General Counsel of the U.S. Treasury Department, and from 1988 to 1989, she served as Counselor to the Secretary and Assistant Secretary for Public Affairs and Public Liaison of the U.S. Treasury Department. Prior to that, Ms. Holiday held various other positions in government and in private practice. Ms. Holiday holds a B.S. and a J.D. from the University of Florida and is a member of the State Bars of Florida, Georgia and the District of Columbia.

Mr. McCarthy was elected to serve on our Board of Directors in July 2015 and also serves as Chair of our Regulatory and Compliance Oversight Committee and as a member of our Audit Committee and Compensation Committee. He has served as Chair of Hotel Development Partners since March 2014. Mr. McCarthy joined Marriott International, Inc. in 1975, where he served in various leadership positions including Senior Vice President, Northeast Region from 1995 to 2000; Executive Vice President, Operations from 2000 to 2002; President, North America from 2003 to 2009; and Group President from 2009 to 2011, and served as Chief Operations Officer from March 2012 until February 2014. Mr. McCarthy currently is a member of the Board of Trustees at Villanova University and a director of Priton, LLC. Previously, Mr. McCarthy served as a director of the ServiceSource Foundation, as a member of the Autism Learning Center, as a member of the Dean’s Advisory Board at Cornell University School of Hotel Administration, the Dean’s Advisory Board at Villanova University School of Business and the board of managers at Avendra, LLC. Mr. McCarthy received his Bachelor’s Degree in Business Administration from Villanova University and is a graduate of the Advanced Management Program at the Wharton School of Business at the University of Pennsylvania.

Scott Powell is the Chief Executive Officer of Santander US and Santander Consumer USA (SC). He is responsible for managing Santander’s business units in the United States, and he leads SC, which is Santander’s largest US subsidiary.

Scott became CEO of Santander US in March of 2015 and has more than three decades of experience working in retail banking, risk management and consumer and auto lending. He was appointed CEO of Santander Consumer in August of 2017. Prior to joining Santander, he held a variety of senior positions at JPMorgan Chase & Co., including Head of Banking and Consumer Lending Operations, CEO of Consumer Banking and Retail Investments, Head of Consumer Lending, Head of Chase Auto Finance, and Chief Risk Officer, Consumer. He also spent 14 years at Citigroup in a variety of senior risk management roles.

Scott holds a Bachelor of Arts from the University of Minnesota and a Master of Business Administration from the University of Maryland. He currently serves on the Board of Directors of The Financial Services Roundtable and is a member of the supervisory board of The Clearing House. He also serves on the boards of the Phipps Houses and The End Fund.